Pinnacol Privatizing: Insurer of Last Resort for Multiple States?

Pinnacol Privatizing: Insurer of Last Resort for Multiple States?

Workers Compensation Blog

 

In the current political climate, it’s important to pay attention to more than just the presidential race. While that certainly calls the most attention to itself in terms of politicizing and polarizing people, other measures on the ballot and future legislation can affect Colorado voters significantly. Specifically, Denver workers compensation lawyers are looking at Pinnacol Assurance, which released proposed language for a law that would let it sell workers’ compensation policies outside the state of Colorado.

Greeley workers compensation lawyers will probably be the first to tell you that Pinnacol, as a state-chartered workers’ compensation insurer, is required to offer some level of workers’ compensation insurance to almost all companies. That means it’s probably the biggest insurance company and covers workers all over the spectrum of fields. Pinnacol could cover anything from construction companies to startups that just barely reach the minimum amount of employees after which a company is required to carry workers’ compensation insurance.

In December of 2015, Pinnacol announced that it planned to submit a proposal that would form a new company to sell workers’ compensation coverage in other states. Since state laws differ as they relate to workers’ compensation, this is a bold and almost unheard-of move for the Colorado workers’ compensation insurer of last resort. Pinnacol is, in fact, considered a state “political subdivision” so no matter what this change does, it cannot privatize Pinnacol.

Part of the reasoning behind Pinnacol’s move to provide workers’ compensation to states outside of Colorado is that other workers’ compensation insurers sell insurance in multiple states. Pinnacol policyholders, like companies that utilize Pinnacol but have multiple locations, had to have multiple insurance companies depending on the state. Pinnacol argues that this drove away business and kept the company from realizing its full potential.

The full language of the proposed legislation is on Pinnacol’s website. In 2012, the company tried and failed to privatize. Pinnacol says this new bill doesn’t call for privatization—simply the creation of a private subsidiary of Pinnacol. The distinction, it argues, is important.

Part of the worry about privatizing Pinnacol is that it will fundamentally change the way workers’ compensation insurance in Colorado is offered and available to the majority of people. Denver workers’ compensation attorneys often negotiate with Pinnacol to get injured workers the care they require. The insurance company pays for medical treatment, which is necessary because of work injuries. Pinnacol argues that the change would allow it to stay competitive and innovative. Many other private workers’ compensation companies sell insurance across state lines but Pinnacol is the best insurance at what it currently does.

Workers’ compensation is part of the worker safety net people don’t realize they need until it’s too late. When representing themselves at the polls, those who work and those who don’t should consider as many different aspects of themselves as possible. This means thinking ahead to the possibility of needing workers’ compensation insurance even if they don’t believe it’s likely that they’ll ever need the insurance.

If Pinnacol spreads itself too thin, there is a very real possibility that it will no longer be able to provide workers’ compensation insurance for so many companies at such a low cost. Business concerns aside, insurance companies exist to safeguard the people who buy insurance. In the case of workers’ compensation and Pinnacol, Pinnacol owes a responsibility to the businesses it insures and the workers who are injured and need medical care.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact us here or call us at(866) 356-9898 for your free consultation.
Source: http://www.businessinsurance.com/article/20160217/NEWS08/160219837/comp-insurer-looks-to-sell-policies-outside-state-lines?tags=%7C70%7C92%7C304

What Does it Mean? Lower Workers’ Comp Insurance Rates for 2016

What Does it Mean? Lower Workers’ Comp Insurance Rates for 2016

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

At the end of the year, many insurance companies will attempt to settle or reduce the number of open claims they have. Workers’ compensation is no different, creating an opportunity for Denver workers’ compensation lawyers, Greeley workers’ compensation attorneys, and especially their injured clients. These clients often work for years at their jobs and suffer work injuries before finding out how difficult the system can be. Through the course of treatment, workers need to focus on getting better rather than the sometimes stressful world of workers’ compensation. After all, you hire a Denver workers’ compensation attorney so he or she can do the worrying for you.

The other important information for workers’ compensation that comes at the end of the year is the amount of lost-time claims that were reported for Colorado employers over the year. This figure factors into premium costs for workers’ compensation insurance, the cost of which is released for the next year at the end of the previous year. For 2016, The Colorado Division of Insurance reduced the average less costs portion of workers’ compensation premiums almost 2 percent.

Reduction of reported injuries is good for insurance companies, who have to pay less in medical bills and costs for workers injured on the job, and business owners, who have to pay less in premiums if they can prove as a whole that Colorado suffered less work injuries. This incentive makes sense: if you make your workplace safer, you should be rewarded and the language most businesses speak is money. And if workers’ compensation insurance is less expensive, fewer businesses can argue it costs too much to maintain even with the potential risk to workers.

Individual businesses still have to wait to see what their rates will look like. Just because as a whole, state workers’ compensation premiums will decrease slightly, it doesn’t mean all employers will see the decrease in their industries. After all, certain industries are inherently riskier than others just as a job in construction might carry a higher risk of work injury than an office job. Not always the case but as a general rule, certainly.

Related: Make No Mistake, The Workers’ Compensation Insurance Carrier is not on your side

A decline in reported workers’ compensation claims might not mean a decline in work injuries. The measures are reported injuries. Sometimes, workers hesitate to report injuries because they are close to the owners of their companies or the company immediately starts paying for medical costs out of pocket. Certain businesses make this decision because the workers’ compensation system is complicated and difficult to manage from many different perspectives. However, part of the safeguards built into the workers’ compensation system in Colorado are designed to make sure injured workers aren’t left with their medical bills or saddled with difficult doctors who refuse to see the direct work-related cause of the employee’s injuries. It’s a tricky system, to be sure, and many people make the conscious decision to avoid it altogether. However, the obvious risks of such a system are the reason workers’ compensation works the way it does. The system is not perfect but it’s the best pragmatic way to safeguard the interests of employers and employees alike.

Over the past 8 years, Colorado’s lost-time or workers’ compensation claim frequency has gone down. This makes it more likely globally speaking that companies will have workers’ compensation insurance in Colorado, which on its face is a good thing. However, if truly injured workers hesitate to take advantage of the insurance plans when the workers qualify, the system does not serve its purpose. After all, worker safety is everyone’s priority. The best way to increase worker safety is to identify ongoing safety risks early on in the process so others aren’t injured in the same manner.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact us here or call us at(866) 356-9898 for your free consultation.

Source: http://www.bizjournals.com/denver/blog/finance_etc/2015/10/colorado-employers-to-see-lower-workers-comp.html

Carpal Tunnel Syndrome: The Popular Occupational Disease

Carpal Tunnel Syndrome: The Popular Occupational Disease

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

Have you ever felt a jolt of pain on your wrist and radiating up your arm after typing all day? How about a recurring weakness in your hand as you lift objects and do chores that demand handwork? If the answer is a positive “yes,” then you might want to consider going to the doctor and have your wrist checked for Carpal Tunnel Syndrome.

What is Carpal Tunnel Syndrome?

Carpal tunnel syndrome or CTS is a feeling in the hand of weakness, numbness, sharp pain, tingling, and other problems. This is caused by the compression of the nerve that runs from the forearm, through the wrist, and right into the palm. Some people even experience pain in their arm between their hand and their elbow.

The narrow passageway that houses the tendons and the median nerve is called the median nerve. The median nerve controls sensations to the palm side of the fingers (except the pinky finger) and also impulses that allow the fingers to move. Thickening and swelling of the tendons makes the tunnel more rigid and causes pressure to the median nerve.

Unlike what others often thought, CTS is clearly not a passing cramp that is okay to be ignored. It is an excruciating progressive condition that should be treated after the offshoot of the first sign.

What are the causes of Carpal Tunnel Syndrome?

Pressure on the median nerve usually causes CTS, but many other situations and even a combination of various factors can cause this swelling, such as:
• Hypothyroidism
• Rheumatoid arthritis
• Diabetes
• Pregnancy
• Doing similar hand and wrist movements repetitively
• Chores that require your wrist to bend down (your hands lower than your wrists), such as typing on the computer or drawing

What are the symptoms of Carpal Tunnel Syndrome?

Symptoms of CTS often occur in the fingers except the little or pinky finger. If you have problems with your other fingers but your little finger is fine, this may be a sign that you have carpal tunnel syndrome. Symptoms happen gradually and occur at night.

How to treat Carpal Tunnel Syndrome?

For mild symptoms, you can:
• Stop activities that trigger the pain
• Rest your wrist every after an activity
• Put an ice bag on your wrist for 10 to 15 minutes
• Wear a wrist splint to take the pressure off your median nerve.

For acute cases, surgery is an option. To keep carpal tunnel syndrome from coming back, take care of your basic health. If you have a long-term health problem, follow your doctor’s advice always, unless you want to spend a grand for a stressful CTS surgery.

Related: Denver Workers Compensation Case Review: Duty to Report Injuries

For 15 years, the law office of Kaplan Morrell is Denver workers compensation law firm that has championed the cause of the disabled and seriously injured, including those who suffer from Carpal Tunnel Syndrome. Since our establishment, our Denver workers compensation attorneys and Greeley workers compensation lawyers have been helping and assisting clients receive compensation and other their benefits under the employment laws of Colorado and the US.

At Kaplan Morrell, we bring an outstanding legal team to work on behalf of our clients. Our team is well-trained and experienced in fighting for the rights of injured workers and accident victims. Every client is important to us- our Denver disability lawyers will work tirelessly to help you get through the difficult times you face and obtain the benefits you deserve.

Call us today at 866 356 9898 for a FREE CONSULTATION.

The James Holmes Trial: a Different Perspective

The James Holmes Trial: a Different Perspective

Denver Disability Denver Workers Compensation Social Security Blog

Last week, it was almost impossible to turn on any news station without hearing the latest update about the Aurora Movie Theater shooter, James Holmes, and his first week of court. The trial opened on an emotional note and will likely proceed in this direction as the jury involved in the case needs to decide whether Holmes deserves the death penalty, whether he should live out the rest of his life in jail, or if he was legally insane at the time of the shooting and should live the rest of his life in an institution for the criminally insane. This week will probably be no different but there are many facets to this case as well as many angles to consider regarding James Holmes and the wider meaning his trial brings to life in our society.

The trial itself is complicated, multifaceted, and a deep tragedy for anyone involved with the proceedings because of the subject matter. It would be easier to imagine a world where tragedies like these did not happen, an idyllic place before the insanity of school shootings, movie theater shootings, marathon bombings, train station bombings, and general bedlam associated with the modern age of terror. All these modern tragedies contribute to a deep sense of insecurity and helplessness in many people who religiously follow the news and are informed about the exact amount of difficulty involved in navigating and attempting normal human existence in a world where it seems like another tragedy lurks behind every corner. In case anyone is unfamiliar with the bare facts of the matter, Holmes fired in a crowded movie theater in Aurora, Colorado, in 2012, at the midnight premiere of the newest movie in the Batman series. He killed 12 people and injured 70.

RELATED: Workplace Violence and Workers’ Compensation

Taking the emotional level of terrorism and the minds’ work of people who commit it aside for a moment, actions like James Holmes’ have serious repercussions for law enforcement, attorneys and particularly insurance companies, who have to assess the inherent risk involved in a business before they can offer a premium for coverage. For example, the movie theater where the shooting took place was a Century 16 theater, which is part of a chain owned by Cinemark Holdings. The holdings company was self-insured at the time for general liability claims, which capped at $250,000 per occurrence and $2.7 million annually. The self-insurance for medical claims went up to $125,000 and the business was fully insured for workers’ compensation claims. The actual shooting probably triggered policies involving the commercial property and business interruption, but also went into reputation and crisis management policy. The general liability policy, however, took most of the coverage because of the nature of the shooting and the ways in which people were directly affected.

There has been little to no word on whether any workers involved at work that night have filed workers’ compensation claims. Denver area disability attorneys and workers’ compensation attorneys are of course willing to help, particularly since workers’ compensation can cover a wide variety of injuries spanning from physical injury through emotional suffering. Certainly, the losses suffered by victims of the tragedy are not to be understated, but the workers at the theater who did their best to evacuate everyone and had to come back to work were extremely brave and should be acknowledged for their sacrifices as well.

The nature of the losses suffered at the Aurora Movie Theater probably exceeded the limits of the insurance held by Cinemark at the time. Amity Insurance, based in Massachusetts, advises brokers of insurance who work with entertainment venues to take a hard look at their clients’ insurance policies and risk management procedures before suggesting the best insurance policy for each venue. With the unexpected nature of tragedy, it is important to pair insurance with the inherent risk of a particular venue before deciding on the best and most cost-effective method to insure any business, especially those that cater to larger groups of people like movie theaters.

 

Source: http://www.ibamag.com/news/how-the-aurora-shooting-affected-movie-theater-underwriting-22293.aspx

Taxes and Your Disability Benefits Part I: Workers’ Compensation

Taxes and Your Disability Benefits Part I: Workers’ Compensation

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

With April quickly approaching, every responsible adult is worried about what to do about his or her taxes. While most of the tax filing process is much simpler than we are led to believe, there are certain questionable areas. For example, most income needs to be taxed. What about the Workers’ Compensation benefits?  What portion of those benefits are taxable and how do you file for that?

Well, there is good news for workers who receive work comp benefits. Since the benefits arrive with no 1099 or W-2 forms, the benefits are not taxable at all. Many benefits like lost wages are calculated based on gross wage and are actually already a percentage of full pay, which helps account for taxes before the issue comes up. Other income that is not taxable in general includes: adoption expense reimbursements; child support payments; gifts, bequests, and inheritances; meals and lodging for employers’ convenience; welfare benefits; and cash rebates from a dealer or manufacturer.

Related: The Colorado Legislature Considers A Number Of Bills Affecting Workplace Rights

Workers’ compensation benefits on their own are not generally taxable at either the state or federal level. That is the good news. Unfortunately, in certain situations when an individual concurrently receives benefits for disability from SSDI or SSI, a person’s SSDI and SSI may be reduced by the Social Security Administration so all together, the amount of benefits and payments remain below a threshold called the workers’ compensation offset. Disability attorneys fight in order to give their clients as many benefits as possible with the hope of keeping individuals comfortable as they work through their illnesses to hopefully rejoin the workforce in whatever capacity is possible for them.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact us here or call us at (866) 356-9898 for your free consultation.

Sources:

http://www.disabilitysecrets.com/resources/workers-compensation/are-workers-comp-benefits-taxable.html, http://www.irs.gov/uac/Taxable-or-Non-Taxable-Income%3F-1

Hit-and-run: Not as Easy as it Used to Be

Hit-and-run: Not as Easy as it Used to Be

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

Denver, Colorado resolves about 78% of all hit and run cases that occur in Colorado. Denver disability lawyers and law enforcement alike rely heavily on a social media program that allows passers-by to report and react to a hit-and-run. In fact, the program is so successful that the city of Los Angeles, where 80% of all hit-and-run cases were never solved between 2008 and 2012, plans to adopt a similar program.

The program in Denver is called Medina Alerts and works very much like the Amber Alert system. The program was named for a valet in Denver who was killed while on the job by a hit-and-run. The system began in 2012 and was approved for the whole state last year, making the job of Greeley workers compensation lawyers easier.

Related: Roadside Accident Had Worker Suffering for 5 years and Counting

The Los Angeles program will be similar to the Colorado program. All city departments will announce notifications on Twitter and Facebook, in addition to the Emergency Management Department’s texting system. The police department will notify the public on Nixle, where government agencies share information with certain subscribers and one another. Bus drivers and taxi drivers will receive notifications to look out for certain cars or drivers, and witnesses will be eligible for rewards for information that leads to an arrest of the hit-and-run perpetrator.

Compensation for hit-and-runs can be difficult depending on whether the driver is insured or not. However, from the perspective of a Denver workers compensation lawyer, if a driver is injured on the job due to a hit-and-run, there may be additional compensation for the victim because his or her job placed him or her in harm’s way.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact us here or call us at (866) 356-9898 for your free consultation.

Source: http://www.jdsupra.com/legalnews/cracking-down-on-hit-and-run-via-social-26590/

Uber and Lyft Revisited: Will The Applications Do Right By Their Drivers?

Uber and Lyft Revisited: Will The Applications Do Right By Their Drivers?

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

Driving request applications like Lyft and Uber may be forced to provide their drivers with workmen’s compensation insurance pending the decision of a couple of cases that have been being decided since 2013. Currently, Workers’ Compensation lawyers may have trouble arguing for insurance benefits to an injured driver because the drivers are technically considered independent contractors, not employees. These court cases in California aim to decide whether the independent contractor ascription is technically correct or if the drivers are de facto employees.

Lyft has not commented on the lawsuits but does say it provides $1 million in commercial liability cover that kicks in once a driver takes in a passenger and lasts until the passenger leaves the car. Lyft also has collision auto coverage for its drivers, which might lead some Denver disability lawyers to conclude the independent contractor label is not entirely as accurate as it seems.

Related: Uber Drivers Left Out Of Workers’ Compensation Protection – For Now

There have been many stories of Denver disability lawyers looking into cases where a driver for Lyft or Uber has been injured in their line of work. These cases in California are setting an important precedent for the status of drivers for applications that offer taxi-like services. While their decisions are going to be limited to the state of California and not much of a jurisdictional precedent for a Greeley work comp lawyer, the suits are ground-breaking and absolutely vital to the safety of drivers for companies like these in the future.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact our Denver & Greeley Workers Comp Lawyers here or call us at (866) 356-9898 for your free consultation.

Source: http://www.businessinsurance.com/article/20150215/NEWS08/302159993/uber-lyft-could-be-forced-to-provide-drivers-with-workers-comp?tags=%7C69%7C92%7C304

Medical Marijuana In The Workplace- 50 Shades Of Gray Area

Medical Marijuana In The Workplace- 50 Shades Of Gray Area

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

Almost everyone in Colorado knows marijuana (and medical marijuana) is legal. An enormous question, however, is marijuana in the workplace. While recreational marijuana use, as with recreational alcohol or other intoxicants, is firmly in the prohibited category, where does medical marijuana fall? Denver workers’ compensation attorneys Kaplan & Morrell can attest if a worker is injured on the job and tests positive for drugs after the injury, the benefits may be significantly reduced or jeopardized. Medical marijuana lives in an odd limbo, however, because while the substance and use for medical purposes is legal under Colorado law, Federal law still prohibits its use. Denver workers’ compensation lawyers work hard to get workers the benefits they deserve but the law has some gray areas. Where exactly does medical marijuana fall in the work comp system, especially when treating physicians prescribe marijuana to injured workers? Should taxpayers actually expect to fund marijuana as a treatment for those injured on the job?

Related: 3 Things You Need To Know About Medical Marijuana & Workers Compensation In Colorado

According to the National Council for Compensation Insurance, insurers have begun to receive requests for payouts in cases including medical marijuana. John Leonard, president and chief executive officer of Maine Employers’ Mutual Insurance Co., says marijuana and workers’ compensation has “got a lot more hype than what’s happening in the marketplace.” Leonard has looked through his claims and so far, there haven’t been any cases where doctors actually requested marijuana to treat workers. Leonard says his company is willing to abide by doctors’ orders, up to and including any treatments legal in the doctors’ respective states.

Medical marijuana in the workplace is, of course, a very new subject and not one too many work comp lawyers in Denver have had much access to. In Colorado, a man was terminated because he was using marijuana off-duty to cope with the pain. The initial judge in the case decided the termination was lawful because the marijuana violates federal law. The case is now being reviewed in the Colorado Supreme Court. Another case featuring this subject occurred in New Mexico, where a judge has ordered an insurance carrier to reimburse a worker for the cost of medical marijuana prescribed for his back pain. This case is also being reviewed by the New Mexico Supreme Court.

Workers Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve. Contact us or call us at (866) 356-9898 for your free consultation.

Source: http://www.insurancejournal.com/news/national/2014/10/03/342650.htm

 

 

Uber Drivers Left Out Of Workers’ Compensation Protection – For Now

Uber Drivers Left Out Of Workers’ Compensation Protection – For Now

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

With smart phone technology and start-ups popping up everywhere catering to price-conscious app watchers, we are increasingly familiar with applications like Uber, the taxi company that you can hail from literally anywhere and Lyft, a similar application. Nonsense words like TaskRabbit, Homejoy, and Instacart increasingly imply convenient, price-friendly services for busy people in need of, say, a reliable cleaning person or a personal shopper. An important new question emerging is that of the rights of those who physically work for these companies. What happens when they’re injured on the job? Are they entitled to Workers Compensation benefits?

Last month Omar, an Uber driver, was working a typical shift in Los Angeles when his passengers changed his life forever. When he pulled up to the destination, two of the passengers refused to leave his black SUV. Omar says one of the passengers hit him, broke his jaw in two places, and he was left in the hospital for weeks. Omar isn’t alone in his experience. On Sunday, a police officer physically attacked his Uber driver and stole the man’s car. An Uber driver in Los Angeles was choked on New Year’s Day and in November, a passenger in San Francisco attacked his Uber driver, sending the driver to the hospital with facial injuries.

Unfortunately for Omar and his peers, they cannot, technically, turn to the platforms for help. As much as we would think the companies are at least in part responsible for placing their workers at risk, technically, drivers for companies like Uber and Lyft are considered independent contractors. Companies aren’t under the same obligations toward independent contractors as they are toward regular employees. Benefits such as health care, overtime, and even workers’ compensation are much more minimal and in some cases, don’t exist at all.

Omar had to have surgery and suffered permanent damage to his teeth, not to mention a lengthy hospital stay. He thinks his company should bear some of the financial burden because he was injured on the job. Unfortunately for people like Omar, the companies they work for don’t seem to agree.

Workers’ Compensation can be difficult, confusing, and very complex. It’s important to contact a Workers Compensation Attorney who can help you get compensation for your injury or illness. has helped thousands of injured workers since 1997 get the benefits they deserve. Contact our Denver or Greeley Workers Compensation Attorneys or call us at(866) 356-9898 for your free consultation.

Source: http://www.forbes.com/sites/ellenhuet/2015/01/06/workers-compensation-uber-drivers-sharing-economy/

OSHA To Start Cracking Down On Companies Exposing Workers To Hazardous Chemicals?

OSHA To Start Cracking Down On Companies Exposing Workers To Hazardous Chemicals?

Denver Disability Denver Workers Compensation Social Security Blog Workers Compensation Blog

The Occupational Health Administration has launched a new conversation with companies whose workers are exposed to dangerous chemicals. The standards set by the US Department of Labor are dangerously out of date. As technology moves forward, workers are exposed to new environmental toxins and as a result are increasingly at risk when standards protecting workers are not updated.

Most of the PELs—limits on concentration or amount of a toxic substance in a work environment. Literally, Permissible Exposure Limits—cover less than 500 chemicals and have not been renewed since 1971. The less than 500 PELs were adopted at the inception of the program and have not been updated to account for new technologies or research that has changed what is considered safe.

Colorado Workers Compensation News: Colorado Workers Have The Right To A Safe Work Environment

The first step OSHA is taking is to request information about how to mitigate hazardous exposure, minimize risk to employees in the workplace, and how to update exposure limits. Twenty five states, Puerto Rico, and the Virgin Islands have added their own standards and enforcement policies in addition to OSHA’s.

Workers may be exposed daily to hazardous chemicals on the job and the outdated standards set by OSHA might offer little to no protection. The Administration is working to change the standards but in order for the new standards to be effective, people need to speak out when they feel they’ve been injured as a result of exposure.

Workers’ Compensation can be difficult, confusing, and very complex. Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve.  If you’ve suffered injury or illness due to chemical exposure, contact our Denver Workers Compensation Attorneys – call (866) 356-9898 for your free consultation.

Source: www.environmentallleader.com/2014/10/13/chemical-exposure-standards-dangerously-out-of-date-osha-says/