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Medicare, Medicaid, and Workers’ Compensation

Workers’ compensation in the United States is a convoluted system with regulations changing from state to state. Recently, the question has come up regarding state workers’ compensation programs and their relationship to the federal government. Colorado disability lawyers have a specific set of guidelines that relate to Colorado and no other state that must be followed.

Benefits of course vary from state to state. However, sometimes federal benefits interact with state benefits, creating a special gray area disability lawyers try to capitalize on for their clients. Medicare is one of the first places that interact with Workmens’ compensation. Medicare, a federal program that gives people at or over the age of 65 health coverage, and Social Security, which provides support for people with disabilities, both create waves where they feed into Workmen’s compensation.

RELATED: Social Security Disability Insolvency – Kick The Can? Or Pay For What We Spend?

The Social Security program is heading for bankruptcy, as many experts predict, in 2016. In 1994, for example, Florida workers’ compensation law was changed to settle future medical care at the time of the settlement. In 2001, the law was changed again. In 1980, the Medicare Secondary Payer law was passed with the intention of requiring medical care payments from non-Medicare sources. With respect to workers’ compensation, the intention was for workers’ compensation insurance to pay for medical charges related to the workplace injury.