Firefighter Claims

Unique Injuries and Illnesses Firefighters Face

The dangers firefighters face aren’t always immediate or visible. In addition to falls, burns, and physical trauma, firefighters are at higher risk for:

• Heart attacks and cardiovascular events after high-stress calls
• Respiratory injuries and chronic lung conditions
• Exposure to hazardous chemicals and smoke
• Certain cancers linked to firefighting (such as leukemia, lymphoma, brain, or bladder cancer)
• PTSD, anxiety, and mental health struggles following traumatic events
• Heatstroke and overexertion
• Musculoskeletal injuries from heavy equipment or rescues

Even volunteer firefighters and wildland crews may be eligible for compensation under Colorado law.

Colorado’s Presumptive Coverage Laws for Firefighters

One of the most important protections Colorado offers firefighters is presumptive coverage for specific health conditions. That means:

• If you are diagnosed with certain cancers or heart/lung conditions, it is legally presumed that your illness is work-related.
• The burden of proof shifts to the insurance company — not you — to show otherwise.
• This presumption exists because research and data show a clear connection between firefighting and these serious illnesses.

Unfortunately, many valid claims are still denied. We know how to challenge these denials — and we’ve successfully fought back against insurers who try to exploit legal loopholes.

What Workers’ Comp Benefits Can You Receive?

If your claim is approved, you may qualify for:

• Full medical treatment paid for by workers’ compensation
• Temporary disability benefits while you’re unable to work
• Permanent disability benefits if the injury or illness leaves lasting effects
• Compensation for mileage, medications, and therapy
• Survivor benefits for families in cases of fatal occupational illness or injury

Our job is to make sure the system works for you — not against you.

Why Firefighters Trust Kaplan Morrell

We know what it takes to do your job. And we know what it takes to win your case.

Kaplan Morrell has been named the exclusive workers’ compensation firm for the Greeley Fire Department, and we’ve represented municipal and volunteer firefighters across the state.

Here’s why we’re the right team for your claim:

• We understand Colorado’s firefighter presumptions and how to apply them
• We know how to navigate city and county employer systems
• We respect the nature of your work and the weight it carries
• We fight for full benefits — not just fast settlements

“I didn’t have to explain what it meant to be a firefighter. They knew. They understood. Kaplan Morrell helped me through one of the hardest times of my life.” — Firefighter Client, Northern Colorado

What to Do If You’re a Firefighter Hurt on the Job

1. Report your injury or diagnosis immediately to your supervisor or department HR.
2. Seek medical attention from an authorized provider or get a second opinion if needed.
3. Document your exposures and medical history.
4. Call Kaplan Morrell to find out your next steps — and what your claim may be worth.

We’ve Got Your Back

When you risk your life to protect others, you shouldn’t have to fight to protect your own health and income. Kaplan Morrell is proud to stand with firefighters across Colorado — and we’re ready to fight for you.

📞 Call today or contact us online for a free consultation. You don’t pay unless we win.