Are You Covered Under Workers’ Compensation When Injured Off-Premises? – A lot of people think that if you are not on company property, off-premises, and you get injured it’s not work-related.
What happens if I’m still in the building?
Even if you clocked out, even if you’re not doing any work and leaving the premises, chances are that is still covered under Workers’ Compensation.
For example, if you are no longer in your offices, but you have an accident in the building, it would probably still be covered, or if you go down to get the mail, it would be covered because you’re doing part of your work.
What happens if I’m in the parking lot?
If you’ve already left the building and you’re walking to your car and you slip and fall, it typically isn’t covered. Still, if your employer told you where to park then it would be covered, so if, for example, the employer told you that the closer parking spots are for clients, and you have to walk a longer distance to get to your car, you would be covered.
If you’re driving in your car in the parking lot and somehow you get injured, that’s still covered because you’re still in the parking area that the employer designated. Once you leave the parking lot, you’re no longer covered.
If you leave the parking lot but you’re still doing your job, then you will be covered.
We’re here to help
The cases can be very complicated and fact-dependent, so if you or your loved ones have been injured on the job in Colorado, we can help you. Call or text us at 970-356-98-98, all of our consultations are free and confidential.
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