Four Reasons You Shouldn’t Be Afraid to File for Workers’ Comp

Aug 21, 2014 | WC & Other Laws

In today’s workplace workers’ compensation is a plain necessity. It provides a safety net for those who are injured on the job as well as for the employers. It is not simply just a safety measure, it is a needed precaution. Here are 4 reasons why you should not be afraid to file for workers compensation:


If you are working in an environment that exposes you to a high risk of injury, Workers’ Compensation is not just a precaution, it is a necessity. Workers’ Compensation will help you make ends meet in the recovery period after an injury when you may not be able to work. It will allow you to get the proper care that you need to get better and back on the job. Most importantly, it will provide you and your family a sense of relief that you don’t have to lose your home or fall behind on bills just because, through no fault of your own, you suffered an injury that prevents you from working.

Your employer is required to have Workers’ Compensation Insurance

Like almost every state, Colorado requires employers have workers’ compensation insurance if they have employees. This is mainly because things happen, and when you have a labor force, especially one that is doing potentially harmful work, it is imperative that precautions are taken to insure that no one will be caused undue harm if they are accidentally hurt. This not only protects the workers, but the employers as well because they will be covered in the case of a lawsuit that comes from a serious injury.

You May Need It

Even though planning for unfortunate and untimely events may seem paranoid, it actually isn’t. You never know what might happen and what kind of consequences that it may have. This is even more so true for those that work in construction, mining or any other kind of work environment with a relatively high incidence of injury. The potential for serious damage that can keep you out of work is far too great for you not to be covered by workers’ compensation insurance.


Workers’ Compensation is a safety precaution that will make sure that everybody involved is protected and covered. Many things happen on the day-to-day of a job, especially with regards to construction projects. Something as simple as a slip, or a mine collapse or even just an object inadvertently falling can hurt someone tremendously. You would be surprised how often these freak occurrences actually do happen. Why chance it? Why put anyone at risk? No job is worth putting your safety and livelihood at a substantial risk.

Workers’ Compensation can be difficult, confusing, and very complex.  Kaplan Morrell has helped thousands of injured workers since 1997 get the benefits they deserve.   Contact us here or call us at 303-780-7329 for your FREE CONSULTATION.