Loveland Office

Loveland Workers’ Compensation Attorney

Have you been injured on the job? You may be eligible for workers’ compensation benefits. Workers’ compensation is a type of benefits system where employers offer compensation and benefits to workers injured on the job. These benefits may include covering the associated medical bills and any resulting time off work.

Our experienced Loveland workers’ compensation attorneys can help you get the benefits you deserve. Kaplan Morrell Attorneys at Law proudly serves workers in Loveland, Colorado, and the surrounding areas. Contact us to schedule a consultation to learn how we can work for you.

Kaplan Morrell is the trusted name in workers’ compensation

Our firm has served the legal needs of injured and disabled workers for over two decades. Our team is dedicated to ensuring you receive the benefits you deserve quickly and efficiently.

When you work with a workers’ compensation attorney from Kaplan Morrell, you can expect full support throughout the process, including:

• Careful preparation: We will identify all benefits you should receive based on your unique situation.
• Collaboration with healthcare providers: Your attorney will push to ensure you access necessary medication, therapy, or specialized treatment.
• Experienced guidance as you recover: Maintaining benefits depends on following the workers’ comp insurance guidelines, which can easily trip you up. Our attorneys advise you on what to do and say to avoid negative impacts on your claim.
• Maximized compensation: Our team always works to obtain the highest compensation you deserve, such as temporary disability benefits and coverage for all medical expenses, so you can fully recover.
• Knowledge of the law: The Kaplan Morrell team is deeply familiar with Colorado workers’ compensation statutes and how the courts work if you must file legal action. We can aid you in fighting against unfair discrimination or reductions in benefits.

Your workers’ comp lawyer in Loveland will help you navigate the process for filing your workers’ compensation claim, including collecting the necessary documents. We help you avoid common mistakes, reduce delays, and speed up your payments. If there are issues with your claim, we can help you resolve those and start the appeals process for a denied claim.

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We have decades of experience handling all types of workers’ compensation claims

Some of the most common work injury cases we see include:

• Caught in or caught between: You may get clothing or body parts trapped in or between machinery or objects.
• Exposure to dangerous substances: Improper storage and handling of hazardous materials could expose you to inhalation or contact injuries.
• Crush injuries: If you are trapped under a large object or falling material (like sand), you could suffer serious damage to your head, body, and limbs.
• Slips, trips, and falls: Insufficient lighting, uneven flooring, or cluttered walkways can cause you to experience head injuries, bleeding, or falls from a great height.
• Electrical shock and fire: Improperly secured electricity sources could lead to burns and other damage.
• Motor vehicle accidents: You could be hurt by someone driving on your worksite, or even if you are injured off-premises.
• Violence: If someone at work attacks you, you could suffer injuries that are eligible for a worker’s comp claim.

Our team will thoroughly investigate all aspects of your injury and determine the full range of benefits you are due. We can also determine if third parties were responsible for your harm and begin proceedings to hold them accountable. In some situations, securing workers’ comp benefits and a settlement from a personal injury lawsuit is possible.

Benefits you can claim in a Loveland workers’ compensation claim

In Colorado, all employers with one or more employees must carry worker’s compensation insurance. This covers part-time and full-time workers and family members performing work for pay at a company. Businesses must clearly post details and provide information about filing a claim, including a list of designated medical providers.

When you are injured at work and your claim has been approved, you are eligible for a range of benefits. First, you can receive two-thirds of your average weekly wage, paid every two weeks, which continues until you return to work. Other benefits include:

• Payment for medical expenses: Workers’ comp covers all medical costs related to recovering from your work injury, including doctor appointments, hospital care, surgery, medications, and therapy.
• Temporary partial disability (TPD): TPD benefits are paid if you have limitations or reduced hours due to your injury when you return to work.
• Temporary total disability (TTD): You receive TTD payments if you cannot return to work while recovering.
• Permanent partial disability (PPD): If you suffer permanent disability that affects your work, you could qualify for PPD payments.
• Permanent total disability (PTD): When you are permanently unable to work again from your injury, you are eligible for PTD benefits.
• Vocational rehabilitation: You can receive job retraining and location assistance to help you find new employment if you cannot return to your previous work.
• Death benefits: When an employee dies due to a work injury, their family can receive benefits.

Your workers’ comp attorney in Loveland will guide you through requesting and maintaining your benefits, ensuring the insurance company provides the appropriate payments. Your lawyer can help you prepare and submit documentation of your expenses and communicate with your case worker on your behalf.

Kaplan Morrell will protect your best interests from day one

Workers’ compensation is about getting you to Maximum Medical Improvement (MMI) and back to work. It does not concentrate on fault, although you may have reasons to claim liability against third parties who contributed to your injury. While each case may vary slightly, the general workers’ compensation claim process follows these steps:

1. Report your injury: Tell your supervisor about your injury immediately. In Colorado, you must notify them in writing within ten days to be eligible for workers’ comp coverage.
2. Get medical care: If you require emergency treatment, you should be transported to a hospital. For less serious conditions, get seen by a designated physician as soon as possible to establish a link between your work accident and your injury.
3. Contact a Loveland workers’ comp attorney: To minimize delays, reduce mistakes, and protect your rights, speak with an experienced lawyer who can prepare your claim and be by your side.
4. Follow your doctor’s orders: Attend every medical appointment and do what the doctor tells you, or you could risk losing your benefits. The insurance company could deny payments if you fail to take your recovery seriously.

Paying workers’ comp claims can increase a company’s insurance premiums. They may attempt to get around paying your benefits by claiming you never reported the injury. Your workers’ comp attorney in Loveland, Colorado, will fight back to ensure your claim is honored and paid.

We are the leading workers’ compensation law firm in Loveland

The team at Kaplan Morrell is ready to put their decades of experience and knowledge to work, helping you secure the benefits you deserve after a work-related injury. To learn more and arrange a free consultation, call (303) 780-7329 today.

Frequently asked questions about workers’ comp in Loveland

• If my employer is uninsured, can I still get work-comp insurance?
• What are case managers, and why are they involved in my case?       
• I finished my work Injury treatment, now what?       
• I have a second job, and I can’t work because of a work injury from my first job. What do I do?       
• Are you covered under workers’ compensation when injured off the clock?       
• What is an independent medical evaluation (IME)?

Resources for injured workers in Loveland

Our office

• You can visit us at 2373 Central Park Blvd, Suite 100, Loveland, CO 80238, or call us at (303) 780-7329.

Medical care

• Medical Treatment Guidelines – CDLE
• UCHealth Medical Center of the Rockies
• Banner McKee Medical Center

More resources

• Injured Worker Guide – CDLE
• Workers’ Compensation Benefits Calculator – CDLE